Användarvillkor
1. Allmänt
1.1. Welcome to Förmögnad ("Website")
Email: info@formognad.com
1.2. This Website provides information about third-party platforms ("Third-Party Platforms") for trading ("Services").
1.3. These Terms govern your ("you", "your", or "User") access to the Website and Services. Please read these Terms carefully before accessing the Services. They constitute a legally binding agreement between you and the Website owner. If you do not accept the Terms in full, you must not use the Website. These Terms may be updated from time to time.
These Terms incorporate our Privacy Policy. By accepting these Terms, you also consent to our Privacy Policy. (You can read our Privacy Policy here).
2. Behörighet
2.1. Access to the Website is subject to meeting the following conditions.
2.1.1. You must be at least 18 years of age.
2.1.2. You must have the legal capacity to enter into these Terms and Conditions.
2.1.3. The laws of the country where you reside or access the Services must not prohibit you from using the Website or any of its services.
2.2. We make no warranties, representations, or assurances regarding the legality of the Services or the Website for any individual user. We bear no responsibility for any unlawful use of the Website or Services by any user.
3. Restricted Territories
3.1. Vi förbehåller oss rätten att begränsa åtkomsten till Tjänsterna och/eller Webbplatsen, eller delar av dem, för: (i) användare bosatta i begränsade territorier ("Begränsade territorier") och (ii) användare som vi bedömer kan utgöra en regulatorisk, juridisk eller anseendemässig risk.
3.2. Ytterligare villkor kan tillämpas för användare som är medborgare i eller härstammar från vissa länder. Om en användare befinner sig i ett begränsat territorium kan Webbplatsen eller Tjänsterna vara tillfälligt otillgängliga eller blockerade.
4. Förbjudna aktiviteter
4.1. By using the Website and Services, you agree to act responsibly and refrain from the following:
4.1.1. Uploading, downloading, sharing, publishing, transmitting, or sending: (a) information or material that infringes intellectual property rights, privacy, ownership, or other rights; (b) information that is unlawful to publish or distribute due to threats, harm, defamation, libel, or racism; (c) information containing viruses or other software capable of damaging our systems or those of third parties, or that blocks or restricts other users' access to the Website; (d) information or material that violates applicable law; or (e) information or material containing advertising or other content not covered by our prior written approval.
4.1.2. Modifying or removing copyright notices, legal notices, labels, or designations protected by this Website.
4.1.3. Accessing the Services through any interface other than the Website.
4.1.4. Interfering with other users' access to or use of the Website or Services.
4.1.5. Using bots or other automated methods to access the Website and/or its Services.
4.1.6. Uploading or transmitting — or attempting to upload or transmit — content that participates in data collection or data transfer mechanisms, such as web beacons, cookies, or spyware, without our express prior permission.
4.1.7. Framing, mirroring, or otherwise simulating the appearance or functionality of the Services.
4.1.8. Violating applicable laws or regulations, or encouraging or facilitating unlawful activity, including trademark infringement, copyright infringement, defamation, privacy violations, identity theft, or distribution of counterfeit software.
4.1.9. Modifying or altering the source code of this Website, or uploading applications or software capable of causing harm to the Website or any individual.
4.1.10. Disassembling, decompiling, or reverse engineering any technology or software on the Website or used to provide the Services.
4.2. The terms of this agreement supplement any other rights we may have. If we determine that your use of the Website does not comply with these Terms of Use or applicable law, we may monitor your use of the Website or Services, block access, disclose your activity patterns to third parties, or take other appropriate measures to protect the rights and property of third parties.
5. Immateriella rättigheter
5.1. All website content — including video material, text, images, logos, audio, design, trademarks, and other materials — is protected by our intellectual property rights and those of third parties.
5.2. All rights, title, and interest in the Services and the website belong to us. Using the Services or the website does not grant you any intellectual property rights beyond the right to use them as set out in these Terms.
5.3. The website and Services may only be used for personal, non-commercial purposes.
5.4. You may not permit any person to modify, reverse engineer, decompile, copy, sublicense, or rent the Services or the website, or create any derivative works from them.
6. Ansvarsbegränsning
6.1. The website and services are provided at your own risk. We make no warranties, express or implied, regarding the website or services or your use of them — including implied warranties of quality, merchantability, fitness for purpose, non-infringement, or suitability, nor do we warrant the accuracy, completeness, timeliness, or prompt delivery of any content. All content and features available through the website are provided "as is", "as available", and "with all faults".
6.2. We are not responsible for any errors, omissions, or inaccuracies in the information on the website, nor for any disruptions or interruptions to transmissions to or through the services.
6.3. We do not accept liability for any loss suffered directly or indirectly by you or any third party through use of the website or services. You are solely responsible for all decisions made in reliance on information provided on the website and/or through the services.
6.4. We are not liable for any loss or damage — direct, indirect, or otherwise — suffered by you or any third party, including loss of income or data arising from use of the website and/or services. This limitation of liability applies to the fullest extent permitted by applicable law in the relevant jurisdiction.
6.5. We accept no responsibility for technical issues relating to internet or telephone lines, computer hardware, system servers, or other infrastructure, nor for any issues arising from internet use generally.
7. Innehåll och tjänster från tredje part
7.1. When using the Services, you may encounter third-party content, including advertisements and platform reviews.
7.2. We accept no responsibility for any information or products referenced through such content. It may not always be current or accurate.
7.3. Verify the accuracy of any information before making a decision. You are solely responsible for any decisions or actions taken based on that information.
8. Länkar
8.1. This website contains both advertisements and editorial content, including links to third-party websites ("Links"). We recommend reviewing this before downloading, relying on, or accessing information from any such website, application, or other material, or before making a purchase or completing any transaction. These links are provided solely for your convenience. We accept no liability for any damage or loss arising from the use of, or reliance on, information, products, or services available through third-party websites or applications.
8.2. The presence of hyperlinks on this website does not constitute our endorsement, authorisation, or support of the linked websites, their applications, or their operators.
8.3. We have not reviewed all hyperlinks on this website and cannot be held responsible for the applications or websites they reference. We advise caution before using, relying on, or purchasing anything through these third-party websites or applications. Under no circumstances will liability be accepted for damage or loss resulting from the use of, or reliance on, products, information, or content available through third-party websites.
8.4. It is your responsibility to review the terms and policies of any third-party website before engaging with it. We strongly recommend doing so prior to any interaction with third-party sites.
9. Övrigt
9.1. We reserve the right to modify, suspend, or discontinue our services at any time. Such changes will not give rise to any claims against us.
9.2. These Terms may be updated at any time. We will notify you by publishing the latest version with a revised date at the top. Changes take effect within a few business days. Continued use of the website after changes are published constitutes acceptance of the updated Terms.
9.3. The User acknowledges and agrees that information transmitted via the website does not create any relationship beyond what is expressly stated in these Terms.
9.4. These Terms and the Privacy Policy, as amended from time to time, constitute the entire agreement between us and the User. All other promises, statements, or arrangements — oral or written — that are not incorporated into these documents are not legally binding on either party.
9.5. Failure to exercise any right or remedy set out herein does not constitute a waiver of that right or remedy. A single or partial exercise does not preclude any further exercise of the same or any other right or remedy.
9.6. If any provision of these Terms is found invalid by a court of competent jurisdiction, the remaining provisions continue in full force as if the invalid provision had been excluded, interpreted in accordance with the intent of the excluded provision as determined by the court.
9.7. These Terms permit third-party partners to assign or transfer any rights and obligations, including the operation and management of the website and its services. You may not assign or transfer your rights or obligations under these Terms.